Window shuts 1 September — see what each club can still afford on deadline day.
Pick Your Club
Every club gets the same deep dive: live compliance position, transfer balance, squad book values, the A-list, sanctions history, latest accounts and the rumour mill — all unofficial, all estimates, all labelled as such.
The Whole League — Bean Counted
All 20 clubs for 2026/27, ordered by squad cost ratio — lowest first, so the table runs from the most comfortable club to the tightest. SCR now is this tracker’s live estimate, derived from each club’s own page and coloured against that club’s cap; the accounts columns beside it are the last published ones (FY2024/25, y/e mid-2025) and are a different measure, which is why a club can look calm in one and stretched in the other. Nine clubs in Europe carry the 70% green / 100% red caps; the other eleven get 85% / 115%. Figures marked ~ are estimates from league-wide analyses rather than confirmed line items; * marks accounts from a different division. Click any club for its full page.
| Club | Europe 26/27 | Green cap | SCR now | Rev £m | Wages £m | W/R | Compliance notes |
|---|---|---|---|---|---|---|---|
 Manchester United | CL | 70% | 55.5% | ~666 | ~313 | ~47% | Carrick made permanent manager; ~£85m midfield rebuild (Santos £50m, Tielemans £35m from Villa). £196m amortisation, but a £666m denominator makes 70% easy. |
 Manchester City | CL | 70% | 60.8% | ~715 | 408 | ~57% | New era: Maresca replaces Guardiola. Broke the British record for Forest's Anderson (£116m, fixed fee) — absorbed inside 70% by a £715m revenue base. |
 Arsenal | CL · CHAMPIONS | 70% | 61.6% | ~617 | ~328 | ~53% | Comfortable on both ratios; CL runners-up 25/26. Amortisation £170m+ the main cost line. |
 Brighton & Hove Albion | CONFERENCE | 70% | 63.8% | ~222 | ~165 | ~74% | FY25 costs rose sharply on amortisation; historically balanced by elite player trading profits. |
 Aston Villa | CL · EL HOLDERS | 70% | 63.9% | 378 | 273 | 72% | Mid-settlement, fined twice, trend endorsed — and the £117m British-record Rogers sale is the exit route. The page that started this site. |
 Liverpool | CL | 70% | 66.0% | ~614 | ~386 | ~63% | Iraola officially appointed (4 Jun, 2-yr deal) after Slot was sacked a year on from the title. FY25 wages inflated by title bonuses after £241m on Isak (£125m) & Wirtz. Squad cost £545m, big denominator. |
 Everton | — | 85% | 67.1% | ~187 | ~160 | ~86% | Two PSR deductions in 23/24; new stadium revenue is the plan for growing under the 85% cap. |
 Leeds United | — | 85% | 68.4% | ~150* | ~110* | ~73% | *FY25 = promotion season. Second PL season consolidating. |
 Sunderland | EUROPA | 70% | 69.1% | ~180* | ~95* | ~53% | *FY25 = first PL season back. Europe two seasons after League One — the 70% cap lands on a still-growing revenue base. |
 Tottenham Hotspur | — | 85% | 69.7% | ~526 | ~222 | ~42% | Lowest wage ratio among the big-revenue clubs — the league's most comfortable bean-counting position. £229.5m window says they intend to use it. |
 AFC Bournemouth | EUROPA | 70% | 71.5% | ~175 | ~140 | ~80% | Flagged spending near capacity in FY25 — and first-ever Europe now drags them from 85% to the 70% cap just as Iraola officially left for Liverpool. The squeeze case, squeezed further. |
 Coventry City | PROMOTED · CHAMPIONS | 85% | 72.6% | ~45* | ~35* | ~78% | *Championship-era accounts. PL broadcast money transforms the denominator overnight — big headroom if they spend sensibly. |
 Crystal Palace | EUROPA · CONF WINNERS | 70% | 73.4% | ~190 | ~135 | ~71% | Conference League winners — then Glasner officially departed for Forest. Second straight European season keeps them on the 70% cap. |
 Hull City | PROMOTED · PLAY-OFFS | 85% | 75.2% | ~30* | ~28* | ~93% | *Championship accounts. The biggest financial step-up in the division — liquidity tests bite hardest here. |
 Chelsea | — | 85% | 76.5% | ~541 | ~360 | ~67% | Xabi Alonso era. UEFA settlement (£26.7m paid, up to £51m conditional), fined again Jul 2026 — then broke their record for Rogers (£117m) days after loaning Garnacho to Villa. League-high £212m amortisation; missing Europe eases the cap to 85%. |
 Newcastle United | — | 85% | 80.4% | ~350 | ~220 | ~63% | Fined Jul 2026 for BOTH SCR and FER breaches; FY25 leaned on selling Isak to Liverpool for £125m. Settlement obligations continue despite missing Europe. |
 Nottingham Forest | — | 85% | 86.2% | ~190 | ~155 | ~82% | Fined £2.2m in Jul 2026 — then banked £116m selling Anderson to City, transforming the FER/PSR picture overnight. Glasner confirmed as head coach 6 Jul — their FIFTH boss in 12 months. |
 Brentford | — | 85% | 87.3% | ~195 | ~125 | ~64% | The sustainability model club — comfortable margin on every metric. |
 Fulham | — | 85% | 92.6% | ~180 | ~145 | ~81% | Small-revenue cohort where 85% barely funds a competitive XI — the other side of the SCR squeeze. |
 Ipswich Town | PROMOTED | 85% | 94.7% | ~145* | ~115* | ~79% | *FY25 reflects their last PL season. Straight back up at the first attempt. |
The tier divide is the story of 2026/27: nine clubs in Europe live at 70/100 while eleven live at 85/115 — meaning Chelsea, Newcastle, Spurs and Forest all get 15 points MORE domestic spending headroom than Villa precisely because they failed to qualify. UEFA settlement obligations (Chelsea, Newcastle, Villa) travel with the club regardless. And note the squeeze cases at both ends: Bournemouth and Palace dragged down to 70% by success, Fulham and the promoted clubs for whom even 85% of a small revenue is a hard ceiling.
Sources: Deloitte Annual Review (league totals), club accounts via Swiss Ramble/Maguire analyses, UEFA CFCB statements. Unofficial fan-made tracker — estimates labelled ~, nothing here is official club data.
Who's Selling to Survive — Net Transfer Balance
Sorted by net profit — sales less purchases, biggest seller first. The top of this table is where the selling pressure lives; the bottom is where the money goes.
THIS WINDOW: disclosed fees on officially completed 2026 deals only; undisclosed counted £0, loans & frees excluded. LAST 5 YEARS: net spend 2021/22–2025/26, Transfermarkt basis (€ converted), ~ = estimated.